Unoccupied

Cover for empty homes, bungalows, flats and maisonettes, to include when required the contents. We have 3 levels of cover dependent on your requirements. There is also a choice of short term cover ranging from 1 to 9 months.  Additionally you can take out further short period cover if the property remains unoccupied at the end of the initial term. We can also offer a 12 month policy if unoccupancy is more of a longer term requirement.

Our short term policies are suitable for a variety of different circumstances, when insurance for a full year might not always be required. The home could be up for sale, going through probate or just been purchased but you’re not ready to move in. If you are planning to have some refurbishment or maintenance works done during the insurance period, we can still offer cover, but more likely under our Renovation policy. Whatever the reason for the unoccupancy we will try to find you a solution.

In addition to insuring the buildings and when required the contents, our policy also includes property owners liability cover.

  • 3 levels of cover available dependent on your requirements.
  • Short term cover available from 1 to 9 months, with option to take out further cover.
  • Traditional 12 month cover also available for longer term unoccupancy.
  • Property Owners Liability cover included, with a £2,000,000 indemnity limit.

Interested in our cover?

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